What's Shifting in 2025
The creative economy is changing faster than most traditional finance advice can keep up with. We're seeing portfolio careers become the standard rather than the exception. Three income streams where you used to have one.
And honestly? The old budgeting templates don't make sense anymore. You can't predict quarterly income when projects come through agencies, direct clients, and platform work all at once. That's why we focus on cash flow patterns instead of fixed budgets.
By late 2025, we expect regulations around contractor payments to tighten. The Australian Tax Office is paying closer attention to creative business structures. Getting ahead of this now means fewer headaches in eighteen months.



